It takes one week for the bank to clear a cheque! That's even if the bank depositor has financial capability to pay. Why? What's wrong?

My husband worked so hard to finish the work he had contract with. Actually it was done for more than two weeks and then he waited for the guy to pay for his work. Then weeks passed by and it was over a month and the guy hasn't pay yet. So he phoned that person to pay for what he owed or he will sue him to court. Good grief the guy phoned that the cheque is on its way via mail. What happened after is another waiting period. The bank needs more processing regulations to be made.
What could be this kind of unbelievable inquiry? Don't tell me that the bank has no money to pay?
Both the payee and the payor has money inside their bank account so the problem lies on the bank's inability to pay their clients. Do you think there is problem with the bank employees? Or the bank manager?

What could be the factor?

At this time of the year when there is so much inquiries and so many people whom we cannot trust are we allowed not to trust the bank either?

If the bank is not to be trusted then that's a very huge problem for the economy and for the country.

Real crazy out there and I'm getting mad.

Don't dare try to play your stupid game because you will not win.